The Cost of Crossing IRMAA Brackets 2026 Crossing into a higher 2026 IRMAA bracket can be costly. Even exceeding a threshold by just one dollar can result in significantly higher Medicare premiums for the entire year. Understanding where your Modified Adjusted Gross Income (MAGI) stands relative to the 2026 IRMAA brackets is essential. Strategic planning to keep your income below cer... https://www.federalpensionadvisors.com/post/2025-irmaa-brackets